Why does Morris Eye Group ask for my Medical insurance?
Morris Eye Group is a medical practice specializing in ophthalmology that diagnoses and treats medical conditions associated with the eye. Medical insurance generally covers eye care in relation to a medical condition. For example, if you need an eye exam because of cataracts, dry eyes, complications from diabetes, or in relation to diagnosed high blood pressure, then your medical insurance will provide coverage with ophthalmologist/optometrist. Medicare and other Medical Insurance Plans do cover the portion of the eye examination devoted to the determination of eye disease and the treatment of that disease. Medical plans also cover diagnostic testing to aid the doctor in diagnosing eye disease and monitoring its progress. If you have diagnostic testing performed, charges for these services will be billed to your medical insurance carrier. You will be responsible for any copays, coinsurance and medical deductibles associated with your specific insurance plans. Vision insurance covers the vision screening, a refraction which is the test performed to obtain a glasses prescription, including dilation, and benefits towards glasses/ contact lenses. Vision Insurance rarely covers diagnostic testing to diagnose eye disease or monitor its progress. If you need those services, their charges will be applied to your medical insurance plan, and any deductibles of coinsurance requirements of your medical insurance plan will apply. Vision Insurance typically covers an eye exam once every 12-24 months, depending on the plan. Medical Insurance can be used as frequently as the doctor deems necessary for monitoring any ocular Medical diagnosis. Why doesn’t my health insurance cover my eye glass prescription? Although eye refractions are an integral part of a comprehensive eye examination, they are specifically excluded from coverage by Medicare and most Medical Insurance Plans (HMO’s and PPO’s). Refractions are considered routine eye examinations for prescriptions for eyeglasses or contact lenses. Please see the CMS Publication “Your Medicare Benefits”. https://www.medicare.gov/coverage/eye-exams-routine Why are diagnostic pictures of my eyes not covered under my vision insurance? Vision insurance covers a once a year eye exam which includes; vision screening, a refraction which is the test performed to obtain a glasses prescription, dilation, and benefits towards glasses/ contact lenses. Think of this similar to benefits for an X-ray; photos are a diagnostic tool to assist the doctor in the treatment of eye conditions. If a patient has a medical condition and we take a photo, it is billed to their medical insurance. Do we accept all HMO plans? No. If you have an HMO you are assigned a medical group. A medical group determines which doctors you can see that are contracted with your particular health plan. We are only contracted with certain medical groups which is why we do not take all HMO plans. If you are unsure which medical group you are assigned to, we recommend calling your primary care provider. Here is a list of the medical groups we are contracted with: · Optum Care Network (OCN), previously known as Primary Care Associates (PCA) · Greater Tri-City · Scripps Coastal · Graybill · Perlman I have Medicare; why don’t they cover me 100% for my exam? Medicare has an annual deductible that must be met. Once that deductible is met, Medicare will cover the patient at 80% leaving a 20% responsibility for the patient. There are supplemental plans to Medicare that one can purchase to cover the portion that Medicare doesn’t cover. What’s the difference between Morris Eye Group and a Big Box Eye Care Center? Big box eye care centers only provide vision exams. Morris Eye Group is a full-service medical practice that provides medical diagnosis, treatment and surgical services including; cataract surgery, LASIK, glaucoma management and treatment, and corneal treatments. In addition to medical services, we have the largest optical dispensary in North County San Diego providing our patients with quality glasses and contact lenses. When a patient chooses to get full eye care with us, from start to finish, we have the ability to titrate any issues that arise after glasses have been dispensed because we monitor and control the process. If a patient elects to purchase eyewear elsewhere we have don’t have control on; materials/brand used, coding used, or how qualified the optician taking measurements. At Morris Eye Group, we use quality brands for our lenses and have access to choices for higher prescriptions, prism, and other brands should what we selected not work for the patient. Most of our opticians are licensed and certified and have a combined experience in optics of over 50 years.
24 Comments
Melony Kleton
3/29/2023 02:57:11 pm
LOVE SPELL TESTIMONY
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Kylie Rose
4/24/2023 01:37:50 am
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Britney Cuela
4/27/2023 10:53:01 am
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6/23/2023 02:55:31 am
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11/5/2023 06:39:45 am
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11/19/2023 03:02:43 am
Dry eyes. LASIK surgery causes a temporary decrease in tear production. During the first six months after your surgery, you may feel unusually dry while your eyes are healing. Dry eyes can reduce the quality of your vision. Your ophthalmologist may recommend eye drops for dry eyes https://turkeymedicals.com/laser-eye-surgery/lasik
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1/9/2024 05:04:17 am
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Rachelle Hollie
3/4/2024 04:06:32 am
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3/12/2024 03:57:27 am
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Josh Datt
3/22/2024 05:03:33 pm
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Olivia Higgins
4/11/2024 12:27:57 pm
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4/11/2024 03:57:49 pm
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Agata Winston
4/14/2024 11:32:02 am
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4/15/2024 12:53:20 pm
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cindy byrd
4/18/2024 03:30:45 am
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Teddy Marcelino
4/18/2024 12:43:48 pm
I almost lost my marriage when I watched my wife turned into a total stranger and left the kids and I. I was so furious knowing I had done everything possible to ensure I sustained my marriage as a father and husband. The terrible fights we had traumatized me and I couldn’t function properly as a man. I kept on trying to find out what made her did what she did which made me contacted Dr Isikolo. I was surprised to have found out that she was under a huge manipulation from a man who wanted to ruin my marriage with her and take her away from me. Dr Isikolo had to intervene and fixed the problem thereby ensuring she was rescued from the claws of the dark magic charm they used on her. Knowing that I was able to get my family together again with the help of Dr Isikolo gives me joy and I am forever thankful to him. His email: isikolosolutionhome@gmail.com or text him on WhatsApp him on +2348133261196 or check his page (https://isikolo-temple.com)
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Christine Allen
4/19/2024 12:47:29 pm
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Martha Jecorick
4/22/2024 05:54:54 am
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Arlene Messy
4/22/2024 06:45:11 am
HOW I GOT MY HUSBAND BACK
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Bianca Walters
4/22/2024 01:22:47 pm
I was still in college when I met my fiancé. We dated for quite a long time and cohabited and our relationship was approved by our parents. We got along and everything was perfect. He traveled out for some training and since then everything never became good for us again. He was seeing a lady over there and he tends to have committed much to what they shared and left me out the picture. I did all I can to fix the problem but nothing worked until I heard about Dr Isikolo. I contacted him and explained what I was going through and he promised to help which he did as promised. I complied with the instructions he gave me and he fixed the problem I had with my fiancé and now he’s back to me and we are getting married in a month. All thanks to Dr Isikolo. Contact him now if you need any help. Text him on WhatsApp via: +2348133261196 or check his page for more info (https://isikolo-temple.com)
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Arlene Messy
4/23/2024 07:16:15 am
HOW I GOT MY HUSBAND BACK
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Arlene Messy
4/23/2024 07:19:27 am
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Cherlyn Solie
4/25/2024 05:51:48 am
All thanks belong to Dr Osato, the great herbal man that cured me from HERPES. I got diagnosed 7 months ago and I was desperately looking for a possible way to get this virus out of my body because I believe there is a cure somewhere. I keep searching until i saw people's testimony about Dr Osato recommendation online for how he has being curing HERPES with his herbs and i emailed him and tell him my problem and he prepare my cure and send it to me through UPS and gave me instructions on how to use the herbal medicine and behold after usage i went to the hospital for checkup and the result was Negative and the symptoms of herpes was completely gone from my body. You can contact Dr Osato to get your herbs too and cure yourself from this horrible virus. His email is osatoherbalcure@gmail.com or through WhatsApp +2347051705853. His website is https://osatoherbalcure.wordpress.com. Dr Osato cures so many different types of diseases/viruses with his herbs such as HERPES, HIV/AIDS, CANCER of all kinds, HSV 1&2, DIABETES, HPV and so many more. I want to thank God for using Dr Osato to cure me from genital herpes.
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